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I got $0 back at my own closing.

Built by a homebuyer who ran his own closing math and got $8,500.35 back. The same AI now reads your Loan Estimate the day you get it, scores it against live market data, and hands you the exact words to negotiate.

Rate-check my Loan Estimate →About to close? Compare your LE ↔ CD

Recovered at closing

$1,500

Avg. saved per extra quote*

< 5 min

To your first answer

*Freddie Mac research: one additional mortgage quote saves ~$1,500 over the life of the loan.

30-second answer

How much house can you afford?

Type your numbers, see your number. No signup, no email wall, math runs in your browser.

Annual gross income

Down payment saved

You could afford a home around

$310,640

~$1,867/mo all-in · 6.50% rate

Based on the 28% lender standard (housing as % of gross income). The full calculator shows three tiers, federal QM cap, and a budget reality check.

See full breakdown →Or compare rent vs. buy

Pick your starting point

Most users land on one of these three. Pick what's bugging you most.

The moment you get a quote

Just got a Loan Estimate? See how you did.

Upload it and get an honest read: your rate against this week’s market, which fees look padded, and word-for-word scripts to negotiate before you lock. Your first check is free.

Rate-check it now

Just getting started

How much house can I afford?

The 28/36 rule, the federal QM cap, and what most planners actually recommend. Three benchmarks side by side, with a built-in budget reality check so you don’t get house-poor.

Run the numbers

Right before closing

Don’t get overcharged at closing.

Drop in your loan estimate and closing disclosure. We’ll find every dollar your lender owes you in TRID tolerance cure credits, line by line. This alone has saved buyers four-figure amounts.

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